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Privacy Policy

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, Lend and Save may collect personally identifiable information, such as your:

  • First and Last Name

  • Mailing Address

  • E-mail Address

  • Phone Number

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

Lend and Save collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Lend and Save may also use your personally identifiable information to inform you of other products or services available from Lend and Save and its affiliates.

Sharing Information with Third Parties

Lend and Save does not sell, rent or lease its customer lists to third parties.

Lend and Save may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Lend and Save or the site; (b) protect and defend the rights or property of Lend and Save; and/or (c) act under exigent circumstances to protect the personal safety of users of Lend and Save, or the public.

SMS Messaging

Where you provide “prior express consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (“TCPA”), you will only receive messaging from Lend and Save to the telephone number(s) that you provided. Please note that you are not required to provide this consent in order to obtain access to the Site Offerings, and your consent simply allows Company and its designated Third-Party Service Providers, as applicable, to contact you via these means.

All messaging and contact information is for the sole purpose of Lend and Save and is not shared with other third parties. Additionally at no time will any unrelated messaging, cross promotion or advertising messaging be sent on behalf of other offers, affiliates or companies outside of Lend and Save.

Tracking User Behavior

Lend and Save may keep track of the websites and pages our users visit within Lend and Save, in order to determine what Lend and Save services are the most popular. This data is used to deliver customized content and advertising within Lend and Save to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Lend and Save. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Lend and Save website.

Use of Cookies

The Lend and Save website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Lend and Save pages, or register with Lend and Save sites or services, a cookie helps Lend and Save to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Lend and Save website, the information you previously provided can be retrieved, so you can easily use the Lend and Save features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Lend and Save services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Lend and Save secures your personal information from unauthorized access, use, or disclosure. Lend and Save uses the following methods for this purpose:

  • SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

Lend and Save does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Lend and Save by contacting us here:

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E-mail Communications

From time to time, Lend and Save may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Lend and Save or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Lend and Save, you may opt out of such communications by Customers may unsubscribe from emails by “replying STOP” or “clicking on the UNSUBSCRIBE button.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

Lend and Save reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Lend and Save welcomes your questions or comments regarding this Statement of Privacy. If you believe that Lend and Save has not adhered to this Statement, please contact Lend and Save at:

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Lend and Save, LLC
2108 North Street, Ste N Sacramento, CA 95816
Email: info@lendandsave.com
Phone: 888-303-6472

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Lend and Save, LLC is a Utah licensed lender under the Utah Department of Financial Institutions Personal loan offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on Lend and Save of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, domicile and credit usage and history, and will be agreed upon between you and the lender. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan. For additional loan options, please call: 888-303-6472

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